What is 'Michhami Dukkadam'

Michchhami means to be fruitless (forgiven) and Dukkadam (Dushkrut) means bad deeds. Therefore the meaning of Michchhami Dukkadam is my bad deeds (with you) be fruitless. So concept behind saying or writing someone "Michchhami Dukkadam" is that if I have done any harm to you, then those bad deeds to be forgiven (be fruitless).

Those who are born in Jain families are familiar with the meaning.

How to create a Good Business Card

What to Include
A personal business card should provide the contact information necessary to get in touch with you. Your phone number and email are most important, but you should also include links to your relevant social media profiles like LinkedIn or Twitter. And if you have a website or blog, consider including its link if you think it will help you impress employers.
Don't over-clutter the card. Stick to the basics, and leave off these extras:
--Your address
--Your specific job experience
--Your fax number
--Multiple phone numbers (stick to your main number)
Options like these may help you stand out:
--A tag line: How do you summarize yourself professionally in a sentence?
--A photo: Pictures can help people remember you.
How to Design Them
The font should be readable and consistent. Don't go for cute, or your card will be thrown away. If you have a personal logo, include it, but make sure it's not so distracting that people are turned off.
Paper choice is important. If the card stock you use is too flimsy, it cheapens your image. Opt for thicker stock, look at different textures, and consider matte versus glossy when printing.
Business cards come in a variety of shapes and sizes. Simply displaying the information vertically makes your card a bit unique. You could also play around with skinny business cards (about the size of a stick of gum) and foldouts.
And speaking of design, it's important to determine your budget for creating the cards. It's easy to get carried away with all the options. If you're on a shoestring budget, go with Vistaprint.com or Moo.com, which offer basic templates you can customize. If you've got a little bit more to spend, try 99designs.com, which has designers vying to create your cards, all at a modest cost. If your budget is even higher, work with a graphic designer who can help you customize what you want to portray with your business card.

2012-13 Highlights of Union Budget

    Offering some respite to the common man, Finance Minister Pranab Mukherjee today proposed that the personal income tax exemption limit will be raised to Rs 200,000 (Rs 2 lakh) from the existing Rs 180,000.
    Thus persons earning up to Rs 2 lakh a year would not need to pay any tax. The finance minister also revised the income tax slabs. The new tax slabs and rates are as follows: (Click on next)
    • For annual income up to Rs 2 lakh: No tax
    • For annual income from Rs 2 lakh to Rs 5 lakh: Tax at 10%
    • For annual income from Rs 5 lakh to Rs 10 lakh: Tax at 20%
    • For annual income above Rs 10 lakh: 30%
    The finance minister also said that interest earned up to Rs 10,000 per year would be tax free too.

    No advance tax for senior citizens.

    Health insurance deduction up to Rs 5000 for preventive health checkup. FY13 market borrowing at Rs 4.79 lakh crore.

    Service tax net widened; to include most sectors.

    Negative list to include pre-school and high school education, entertainment services.

    Sale of residential property exempted from capital gains if invested in equity or equipment of an SME.

    All services to be taxed except those in negative list.

How much is $1mm in U.S. dollars?

Think in terms of Roman numerals. The value is not case sensitive.

One "M" equals three zeros, or...

M = Thousands [000]
MM = Millions [000,000]
MMM = Billions [ 000,000,000]

 

Psychology of colours.

Have you ever wondered what different colours mean? Especially in logo and web design the choice of colours can have a great impact on how customers react to the products.....

Protective Steps - When you lose your mobile

If u lose your mobile..............??

This is how it works!!!!!!

1. Dial
...
*#06# from your mobile.

2. Your mobile shows a unique 15 digit.

3. Note down this no anywhere but except your mobile as this is the no which will help trace your mobile in case of a theft.

4. Once stolen you just have to mail this 15 digit IMEI no. to cop@vsnl.net

5. No need to go to police.

6. Your Mobile will be traced within next 24 hrs via a complex system of GPRS and internet.

7. You will find where your hand set is being operated even in case your no is being changed. PASS ON THIS VERY IMP MESSAGE TO ALL YOUR FRIENDS AND RELATIVES.

If u lost your mobile, send an e-mail to cop@vsnl.net

With the following info

Your name:

Address:
Phone model:
Make:
Last used No.:
E-mail for communication:
Missed date:
IMEI No.:


Keep all these information stored for emergency use..

Internet Slang- TTYS Meaning

What is TTYS? Talk to you Soon

GMAT Eligibility and Fees

Anyone and everyone is eligible for taking the GMAT - there are no restrictions based on age or qualifications. The test scores are valid for five years, i.e., most universities accept scores up to five years old. But it is always better if your scores are recent (not older than 2 years).

The fee to take the Graduate Management Admission Test (GMAT) is US$250 worldwide. You will incur taxes when you schedule an exam in certain countries.

Preferred Forms of Payment

• By credit card
    * Credit card (Visa®, MasterCard®, American Express®, or JCB®)
    * Debit card (Visa® or MasterCard® only)
• By cashier’s check (mailed forms only)
• By money order (mailed forms only)
• Personal check (mailed forms only)

Payments by check must be payable in U.S. dollars and drawn on banks located in the United States.

All payments must be made in full, include the correct numeric and written fee amount, have the appropriate signature(s), and be made payable to Pearson VUE-GMAT.

Postdated checks will not be accepted. The bank name and its location should be preprinted on the face of the check. Taxes must be included where applicable and the appointment date must be at least 10 calendar days after the check is received to allow time for the check to clear. Please keep in mind that it can take up to eight (8) weeks for letters to reach the U.S. from some countries.

By sending a personal check, you are authorizing Pearson VUE, at its discretion, to use the information on your check to make an electronic debit from your account for the amount of your check; no additional amount will be withdrawn at that time. You are also authorizing Pearson VUE to make an electronic debit from your account of an additional service fee of US$20 in the event your check is returned.

If payment is not submitted in U.S. dollars, or otherwise does not comply with the above requirements or other standard banking practices, your registration or request for service will not be processed and your payment will be rejected and/or returned.

Difference between ITR 1 and 2

ITR-1 (Saral-II) is For Individuals having Income from Salary / Pension / Income from One House Property (excluding loss brought forward from previous years) / Income from Other Sources (Excluding Winning from Lottery and Income from Race Horses.

ITR-2 is For Individuals and HUFs not having Income from Business or Profession