All about CFA Level 1 Exam

 

Registration

Students can register online from the parent division: http://www.cfainstitute.org/cfaprogram/process/Pages/index.aspx

Exam Format

The Level I exam is composed of multiple choice questions only.

 

Syllabus

The Level I curriculum concentrates on tools and concepts relating to investment valuation and portfolio management. The course also covers securities laws and regulations, and the CFA® Institute Code of Ethics and Standards of Professional Conduct. The curriculum highlights an overview of asset valuation and portfolio management practices:

1. Financial markets and other financial instruments
2. Corporate finance
3. Analysis of financial statement
4. Quantitative methods of investment analysis"

 

Exam Schedule for December 2011

Level 1 Exam happens in June and December, the registartion for the exma shall be open for more than a Year. The earlier you register, the cost of entrolment shall be minimum.

The registration for next year June Level 1 eam shall start immediately after the results of June 2011 are published.

 

December 2011 Exam Schedule (Level I only)

Mid-January	December 2011 exam registration opens
Upon registration	Sample exams become available at time of registration
16 March 2011	First deadline to enroll and register for the December 2011 exam
24 August 2011	Second deadline to enroll and register for the December 2011 exam
1 September 2011	Exam scholarship application deadline
1 September 2011	Mock exams become available
14 September 2011	Final deadline to enroll and register for the December 2011 exam
20 September 2011	Final deadline for disability and religious alternate date accommodations requests to be received by CFA Institute
Early November 2011	Exam admission tickets available online
11 November 2011	Test center change request deadline (login required)
3–4 December 2011	Exam days
December 2011–January 2012	Exams graded
January 2012	Exam results available

 

Experts suggest that we register a year before because of the following reasons

Pros:

1. the cost of enrollment shall be minimum, $300 or more can be saved!!

2. the time for preperation shall be good enough

Cons:

1. The time to take level 2 and 3 will be delayed by another 6 months

2.  Factor in the oppurtunity cost

 

 

How to Find All Unread Messages/Mails in Gmail

Find All Unread Messages in Gmail

To view all (and only) unread messages in your Gmail account:

1. Firstly: Type "is:unread" (not including the quotation marks) in the Gmail search field.
2. Secondly: Click Search Mail.
3. If you do this search repeatedly or generally appreciate brevity, you can use "l:unread" or even "l:^u" instead of "is:unread" (or "label:unread").

For advanced features:
If we want to find unread mails from a specific entity: say Ravi ,  you can combine the quest for unread messages with others:

• "l:^u from:Ravi" finds all unread messages from "Ravi",
• "l:^u l:^t" finds all unread starred mail
• "l:^u l:^k subject:Hello" finds all unread messages with "Hello" in the subject that are in the Trash. 

Hope this was helpful
You can made lot more on email facilities from http://email.about.com

Phone numbers of Railway stations in Kerala

Railway Station Phone Numbers In Kerala

Station Name	Phone Number
Aluva	0484 2624141
Alappuzha	0477 2253965
Ambalappuzha	0477 227262
Angamali	0484 2452340
Chalakkudi	0480 2701368
Changanassery	0481 2420108
Chengannur	0479 2452340
Cherthala	0478 2812500
Cochin Terminals	0484 2666050
Edappalli	0484 2344202
Edava	0470 2660322
Eranakulam Jng:	0484 2376131
Eranakulam Town	0484 2390920
Ettumanoor	0481 2535531
Guruvayoor	0487 2554300
Harippadu	0479 2412714
Irinjalakkuda	0480 2881243
Kadalundi	0495 2470244
Kalamassery	0484 2532579
Kaniyapuram	0471 2450241
Kanjangadu	0467 2204444
Kannur	0497 2705555
Karunagappally	0476 2620240
Kasaragod	0499 4220800
Kayamkulam	0479 2442042
Kollam	0474 2765231
Kottayam	0481 2563535
Kozhikkode	0495 2701234
Kuruppumthara	0482 9242319
Mavelikkara	0479 2302249
Mulamthuruthy	0484 2740234
Nilambur	04931 220237
Ollur	0487 2352325
Ottappalam	0466 2244353
Palakkadu	0491 2555231
Parappanangadi	0494 2410235
Pattambi	0466 2212227
Payyannur	04985 203078
Piravam	04829 257138
Quilandy	0496 2620255
Shornur Jng:	0466 2222913
Thalassery	0490 2322250
Thiruvalla	0469 2601314
Thiruvananthapuram Cntrl:	0471 2331047
Thiruvananthapuram Petta	0471 2470181
Thrissur	0487 2423150
Thrippoonithura	0484 2777375
Thiroor	0494 2422240
Vadakara	0496 2524254
Vaikkam	0482 9236356
Varakkala	0470 2602222

Investment options

Various investment options are available, offering differing risk-reward trade offs. An understanding of the core concepts and a thorough analysis of the options can help an investor create a portfolio that maximizes returns while minimizing risk exposure.

Investments can be catogerised into various time frames namely short, Medium and Long Term investments

Short Term (0- 3Yrs)

• Savings Account
• Fixed Deposits
• SIPS
• Chitty funds
• Recurring Deposits
• Day Trading
• Derrivatives and Options
• Forex 
• ETFs
• Bonds- Treasury bills and govt bonds

Medium Term ( 3+ Years to 10 Years)

• Mutual Funds
• SIPS
• Commodity market- Namley Gold and Silver , as coins or bars
• Stocks
• Forex
• ETFs
• Bonds- Treasury bills and govt bonds

Long Term ( 10+ Years)

• Real estate- namely Flats and Land at metros
• investment on green field projects or flats at base prices
• insurances
• Long term stock market invesetments
• Commodity markets- spices, rubber etc

Gold investments at its Peak -2011

The price of gold has risen every year for the past decade.

1. Economic stability
Gold prices tend to rise most when the economy is bad and fall most when things are good, since the economic downturn has been in reversal mode in last few months, Gold prices shall be affected in this respect.

2. US dollar strengthening
  One reason gold is so popular right now is many investors see it as a hedge against a falling dollar. Currently US dollar has started picking up, rising against currencies that have suffered because of the severe debt crisis in Europe. A rising dollar usually results in decreased demand for gold

3. Mass investments
When each and everybody invests in GOLD,  leaving a high level of speculations which could quickly develop into a selling panic like the bursting of the tech bubble a decade ago.

4.Soaring Interest Rates
With the ever increasing interest rate trend, all investments will suffer including GOLD.


A decade ago, people who invested in GOLD could have churned quite a huge return. The bottom line for any investments is - No one can predict the future!.
Always try and diversify your risks by ensuring a uniform dependency/ concentration in various investment options.

You may refer to the following websites for forcaste details of GOLD pricing

• http://www.easygoldinvestment.com/gold-price-trend-forecast-2011.html
• http://www.goldbullionpro.com/10-reasons-why-investment-in-gold-is-at-its-peak-these-days/

Thanks.

Pincode Directory of India

PINCODE Directory of INDIA

 The following websites are useful and are the easy sources to find pincodes of cities in India

• http://india.gov.in/directories_pin.php
• http://www.mapsofindia.com/pincode/index.php
• http://www.pincode.in/search.php
• http://www.india4u.com/pincode/pincode.asp
• http://www.tajonline.com/pin-codes/